Loan department

Personal Loan
A Personal Loan from ICICI Bank helps you meet your diverse financial needs during an emergency. It is an unsecured loan and can be used for marriage expenses, paying the medical bills, going for your dream vacation or renovating your home. Irrespective of what your personal financial goals are, ICICI Bank Personal Loan offers you the perfect solution.

Avail of a Personal Loan of up to Rs 25 lakh and meet personal exigencies that can crop up anytime in life. The quick approval process of Personal Loans from ICICI Bank ensures you have an easy borrowing experience. Also, with our instant Personal Loan online services, you can get the funds within 3 seconds.

SMS PL to 5676766

CHECK YOUR LOAN ELIGIBILITY CALCULATE YOUR LOAN EMI REQUEST A CALL PERSONAL LOAN IN 3 SECONDS*
Personal Loan EMI Calculator
Personal Loan EMI Calculator
Instantly calculate your monthly payment

Service Charges & Fees
Service Charges & Fees
Find the service charges for an ICICI Bank Personal Loan

Documents for Personal Loan
Documents for Personal Loan
Quick, Easy and minimum documentation

Check Personal Loan FAQs
Check Personal Loan FAQs
Check our Frequently Asked Questions

Benefits of Personal Loan
Apart from being the most reliable way to get funds for your immediate needs, availing of a Personal Loan has many benefits, which are:

Once your application is approved, the funds are credited to your account within three seconds.
We give you the flexibility to choose the loan tenure. You can apply for a loan from 12 to 72* months.
Our online services allow you to keep track of the application status and get any assistance you want 24×7.
Minimum documents needed.
The interest rate is fixed and it remains the same throughout the loan tenure.
You need not provide any collateral or security.
The benefits are applicable for select customers upon completion of online verification and acceptance of the final offer.
For assistance, request a callback

Types of Personal loan
Wedding Loan
Wedding Loan
Wedding Loan
Make the biggest day of your life the best day with wedding loans

Need urgent cash for venue booking, catering, jewellery, shopping, or guest accommodation? Then it makes total sense to go for a wedding loan. Focus on the biggest day of your life while being adequately prepared for it financially with ICICI Bank Personal Loan.

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Holiday Loan
Home Renovation
Top Up Loan
Fresher Funding

Personal Loan eligibility
At ICICI Bank, we are committed to making the borrowing easy and accessible for all. We understand your needs, and therefore we have established the eligibility criteria based on simple parameters.

For salaried employees

You must be at least 23 years to be eligible for a Personal Loan and the maximum age limit is 58 years.
You must have a minimum monthly income of INR 30,000.
Apart from the above criteria, we also assess your credit score and existing debts (loans) to determine your repayment capacity.

CHECK YOUR LOAN ELIGIBILITY PERSONAL LOAN IN 3 SECONDS*
Personal Loan interest rate
Whether you want to go on an exotic vacation or you want to pay your child’s university fees, you can get a Personal Loan at an affordable interest rate starting from 10.5%* per annum.

CHECK INTEREST RATES PERSONAL LOAN IN 3 SECONDS*
Frequently Asked Questions (FAQs) for Personal Loan
• How can I apply for a Personal Loan?
• What are the required documents under each program?
• Do you offer top up on existing Personal Loans?
• What is Personal Loan EMI Calculator?
• What is a personal loan?

Recommended Blogs on Personal Loan
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What is a Flexi-Personal Loan, and how does it work?…
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Disclaimer:
ICICI Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products.

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